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GDCS (Group Deposit & Credit Scheme)
A Secure and Flexible Savings & Credit Solution for MSCS Members
Key Features of GDCS:
- Group Savings with Credit Benefits: Participate in a structured deposit scheme and enjoy access to credit options based on your savings.
- Flexible Contribution Plans: Choose from monthly savings options ranging from ₹2,500 to ₹8,000, ensuring accessibility for all members.
- Low Commission Rates: Enjoy 5% low commission, making the scheme affordable and beneficial for all participants.
- Digital Convenience: Make payments through Google Pay or other daily collection methods for ease and transparency.
- Community Trust: Operated by MSCS Society, GDCS promotes group benefits and financial stability.
| Sala | Time Period (Months) | First Instalment (₹) | Second Instalment (₹) | Amount from Kuri (₹) | Maximum Amount (₹) |
|---|---|---|---|---|---|
| 1 Lakh | 25 | 4,000 | 3,200 | 75,000 | 95,000 |
| 1 Lakh | 40 | 2,500 | 2,000 | 75,000 | 95,000 |
| 2 Lakhs | 25 | 8,000 | 6,400 | 1,50,000 | 1,90,000 |
| 2 Lakhs | 40 | 5,000 | 4,000 | 1,50,000 | 1,90,000 |
Why Choose GDCS?
Low Commission:
Only 5% commission ensures the scheme remains highly profitable for members.
Convenient Payments:
Options for digital payments and daily collections ensure hassle-free participation.
Trustworthy Management:
Operated by MSCS Society, ensuring security and reliability for all members.
How Does GDCS Work?
Join the Scheme:
Become a member of MSCS Society and enroll in the GDCS program.Save Monthly:
Contribute fixed monthly deposits over the chosen term (1 or 2 years).Credit Access:
Access credit amounts based on your contributions, with 5% commission applied.Enjoy Benefits:
Receive the balance amount after commission deduction, ensuring minimal charges and maximum savings.
How to Get Started?
- Register with MSCS Society.
- Choose a GDCS plan that suits your financial goals.
- Start your monthly contributions and enjoy the benefits.
A multi-state cooperative society brings people together to boost economic growth and social development in different regions. By sharing resources, knowledge, and effort, members work toward common goals. These societies operate smoothly across state lines, using diversity as a strength for everyone’s benefit.
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